If you are also the father of a daughter and are worried about your daughter’s education and marriage, then now to remove this worry of yours, Sukanya Samriddhi Yojana 2025 has been launched by the government. The main objective of this scheme is to bring the future of daughters from darkness to light. If you deposit money in this scheme, then you get a good interest on the amount deposited by you.
Today’s article will mainly give you important information about Sukanya Samriddhi Yojana, such as its benefits, eligibility conditions, documents, and the process of opening an account. Therefore, you should reach the last in this article.
Sukanya Samriddhi Yojana 2025
Sukanya Samriddhi Yojana is a scheme for the benefit of daughters run by the government, in which only daughters are benefited. If you also have a daughter, then you can open your account in this scheme in the name of the daughter. The main objective of Sukanya Samriddhi Yojana 2025 is to educate the daughter and cover the expenses of her marriage. Under Sukanya Samriddhi Yojana, any Indian citizen can start investing for his daughter below 10 years of age.
In this scheme, you get an interest of 7.6 percent. This scheme matures at the age of 21 years. Therefore, you should start this investment for your daughter soon.
SSY Scheme 2024 Overview
| Yojana | Sukanya Samriddhi Yojana 2025 |
| Rate of interest | 8.2 percent |
| Date | 1 January 2025 to 31 march 2025 |
| Investment amount | Min 250 rs to 150000 rs |
| Sukanya Samriddhi Yojana age limit | Below 10 years |
| Scheme launch by | Central government |
| Official Website | https://www.india.gov.in/Sukanya Samriddhi Yojana |
Sukanya Yojana 2025 Benefits
You get a compound interest of 8.2 percent on the amount deposited by you in Sukanya Yojana. You are given tax exemption under section 80C on the deposited amount. Under Sukanya Yojana 2025 Benefits, when your daughter turns 21 years of age, you also get interest along with the entire amount. When the daughter is 18 years old, you are allowed to withdraw 50% of the total deposit amount for education.
The best thing is that in Sukanya Samriddhi Yojana 2025, you can deposit a minimum of two hundred and fifty rupees and a maximum of one and a half lakh rupees per year. You can also transfer your account from one post office to another very easily.
Sukanya Samriddhi Yojana Eligibility
To avail the benefits of Sukanya Samriddhi Yojana 2025, it is very important for the candidate to be an Indian citizen; the age of the daughter should be less than 10 years. According to Sukanya Samriddhi Yojana Eligibility, only accounts of a maximum of two daughters of a family can be opened under this scheme. To open this account, it is mandatory to have the daughter’s birth certificate along with her Aadhaar card.
Sukanya Yojana 2025 Important Documents
To open an account under the Sukanya Samriddhi Yojana, candidates are required to have some important documents. Such as the daughter’s birth certificate, daughter’s parents’ Aadhaar card and identity card, daughter’s passport photograph, mother’s and father’s active mobile number, and email ID. Having Sukanya Yojana 2025 Important Documents plays a very significant role in opening your account.
Sukanya Samriddhi Yojana Details
| Year | April to june | June to September | October to December | January to march |
| 2020 21 | 7.6 | 7.6 | 7.6 | 7.6 |
| 2021 22 | 7.6 | 7.6 | 7.6 | 7.6 |
| 2022 23 | 7.6 | 7.6 | 7.6 | 7.6 |
| 2023 24 | 8.0 | 8.0 | 8.0 | 8.2 |
| 2024 25 | 8.2 | 8.2 | – | – |
How to Apply for Sukanya Yojana 2025
- It is very easy to apply online in Sukanya Yojana, for which you should visit the official website of your nearest post office, https://www.india.gov.in/Sukanya Samriddhi Yojana,
- go to the login option through the homepage of the website, and click on new registration.
- For Sukanya Samriddhi Yojana 2025, now you need to fill the online form in which,
- after filling in your personal information, you should scan and upload the required documents and pay the prescribed amount.
- Finally, take a printout of the receipt received for Sukanya Yojana 2025.
Sukanya Samriddhi Yojana 1000
If you deposit ₹1000 per month under the Sukanya Samriddhi Yojana, then according to this, you get 12000 rupees annually. According to the Sukanya Samriddhi Yojana 1000 calculator, if you invested for 15 years, then according to this, your total investment was Rs 180000. On which you get an interest of Rs 329212 from the government. In this way, when you withdraw this amount on maturity, you get a total of Rs 509212.
Sukanya Samriddhi Yojana Calculator
By investing ₹ 1000 per month under the Sukanya Samriddhi Yojana 2025, if you deposit ₹ 12000 in 12 months, then your total amount in 15 years will be ₹ 180000. According to this, you get a total of Rs 509212 on maturity. Under the Sukanya Samriddhi Yojana Calculator, if you invest Rs 2000 per month, then your annual amount becomes ₹ 24,000.
In this way, in 15 years, your total amount becomes 360,000. After receiving Rs 6,58,425 as interest from the government, your total amount becomes Rs 1018425 on maturity. Similarly, by depositing Rs 3000 per month, a total of Rs 5,40,000 will be accumulated in your 15 years, and you will get Rs 9,87,637 as interest. Thus, you will get Rs 15,27,637 on maturity.
